Insurance

Here you will find information relating to insurance for physical restraint, physical intervention and self-defence trainers on subjects such as where insurance pays out if you are negligent and whether an assailant can sue you if they get injured when you defend yourself.

Understanding the Law and the Right to Act Appropriately

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Understanding your rights and responsibility in self-defence, in a world where personal safety is a concern for many, is of paramount importance. The common misconception that one must wait for an attacker or assailant to strike the first blow is far from the reality of the law in the United Kingdom. UK law allows individuals to act appropriately, proportionately, and … Read more

Defining Reasonable Force – Balancing Control and Injury Prevention

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The concept of reasonable force is a fundamental principle in legal frameworks worldwide, governing the permissible level of force individuals can use in various situations. However, the term “reasonable” is inherently subjective, making it difficult to create a universally applicable definition. This article looks into the complexities of defining reasonable force and highlights the need to get balance right between … Read more

Is a Door Supervisor Covered By Their Company Insurance if They Go To Assist Someone in The Street [Video]

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I was recent asked this question by someone on Facebook – “If a security company tell door staff don’t get involved in fights or problems on the street, as your not insured to do so, how would they stand if they did or didn’t get involved and somebody got hurt?”

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Can An Assailant Sue You If They Get Injured For A Self-Defence Technique That One of Your Students Uses? [Video]

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A guy called Graham Leigh who runs a self-defence and martial arts organisation has sent in a great question, which is basically, if I teach someone self-defence and then they use a skill I’ve taught them, which although is deemed to be reasonable in the circumstances, ends up seriously injuring their attacker, can the assailant sue me as the instructor?

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Professional Indemnity Insurance – Does it Pay Out if You Are Negligent? [Video]

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Professional Indemnity Insurance is insurance cover that covers trainers for anything that may happen outside the classroom or training hall. But it may not pay out if you give advice that is incorrect or legally flawed, yet many trainers don’t realise that.

Some examples of this that I have personally come across are as follows (and you’ll know this if you have been following me for a few years):

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